Tired of guessing?
PHONE:
(505) 327-7755 | (970) 385-1588
Blog Layout
Does Homeowners Insurance Cover HVAC Repair Work?
Mark J. Biel • October 1, 2020
Your HVAC system works to keep your home thermally comfortable all year ’round, but it’s not without its issues. For example, it may sustain damage over time, resulting in problems with performance and energy efficiency. While you want to deal with these issues quickly, the expenses might give you pause. You should first confirm whether your homeowners insurance will cover the repair work. The leading new air conditioning installation company in the area, R.A. Biel Plumbing & Heating, Inc. discusses when homeowners insurance actually covers HVAC repairs in this blog post.
Coverage Only in Qualifying Conditions
The ‘covered peril’ listed in the policy, plus the type of heating or cooling system you own, usually affects HVAC repair coverage. Given how most systems are considered an extension of your home or personal property, you should be able to file a claim for damage. However, you’ll only get coverage in qualifying situations, including:
- Falling trees and vandalism. Trees or large branches can fall onto and damage your HVAC system during a major weather event. Should this occur, your homeowners insurance will typically cover the necessary repair work, or perhaps even a new heating system installation. The same goes for any damage caused by vandalism. The only difference is that you’ll likely to have to file a police report, as well.
- Fire and lightning damage. Fire can deal serious damage to your HVAC system, and it’s highly possible your homeowners insurance will cover its repair or replacement. You also won’t have to worry if your heating or cooling system breaks down due to lightning strikes–the necessary solution will be taken care of by your insurance coverage.
No Coverage for Normal Wear and Tear
Insurance companies see HVAC maintenance as the homeowner’s responsibility. That’s why any malfunctions caused by poor maintenance, moisture damage, accidents and general wear and tear won’t be covered. In fact, homeowners insurance may also refuse coverage of HVAC units that are 10 years old or older.
In addition to plumbing repair s, R.A. Biel Plumbing & Heating, Inc. can also take care of all your HVAC needs. You can expect a worry-free experience when you work with us for your heating and cooling project. Our service areas include the cities in and around Farmington, NM. Call us today at (505) 327-7755 or fill out this contact form to schedule your consultation.
The post Does Homeowners Insurance Cover HVAC Repair Work? appeared first on R.A. Biel Plumbing & Heating, Inc..
Our Recent Articles
It's that time of the year again. Temperatures are dropping lower each evening, leaves are falling, and you're ready to start turning on the heater to ward off the chill. But having been dormant for several months, is your heater really ready to jump into winter heating action without having an inspection? Before switching over to heat for your home, take a minute to call the trusted and trained professionals at R. A. Biel to run a heater tune-up and service check. Sound unnecessary? Well, some experts argue that upwards of 75% of heat-related calls in the winter are directly related to a lack of preventative maintenance such as yearly checkups! Don't be left in the cold this winter, and instead check out these 3 reasons why servicing your heater each year is a must.
A well-functioning HVAC system is crucial in any home as it contributes to comfort, energy efficiency and a healthy living environment. In this blog post, we explore the factors you should consider when deciding whether to upgrade your HVAC system before putting your house on the market. We also discuss the benefits of upgrading and how regular HVAC maintenance can play a significant role in your home’s value and appeal. Benefits of... Continue Reading
The post Why Upgrade Your HVAC Before Putting Your Home on the Market appeared first on R.A. Biel Plumbing & Heating, Inc..
A sump pump is crucial in protecting your home from water damage, especially during heavy rainfall. It must be maintained regularly and replaced promptly so it can effectively keep your basement and belongings dry. In this blog post, we list the signs indicating it’s time for a new sump pump so you can take the necessary steps to protect your property. Common Signs of a Failing Sump Pump Age Most... Continue Reading
The post Signs That You Need a New Sump Pump Installed appeared first on R.A. Biel Plumbing & Heating, Inc..
Ensuring your AC can keep your home cool all summer is essential for your comfort. Furthermore, preparing your AC for warmer months ensures optimal performance and savings on your energy bills. Continue reading for tips on how to prepare your air conditioning system for the summer season so you can enjoy a perfectly comfortable home. Schedule a Professional Inspection Regular inspection is crucial for keeping your air conditioner running efficiently... Continue Reading
The post How to Prep Your AC for the Summer appeared first on R.A. Biel Plumbing & Heating, Inc..
It's that time of the year again. Temperatures are dropping lower each evening, leaves are falling, and you're ready to start turning on the heater to ward off the chill. But having been dormant for several months, is your heater really ready to jump into winter heating action without having an inspection? Before switching over to heat for your home, take a minute to call the trusted and trained professionals at R. A. Biel to run a heater tune-up and service check. Sound unnecessary? Well, some experts argue that upwards of 75% of heat-related calls in the winter are directly related to a lack of preventative maintenance such as yearly checkups! Don't be left in the cold this winter, and instead check out these 3 reasons why servicing your heater each year is a must.
A well-functioning HVAC system is crucial in any home as it contributes to comfort, energy efficiency and a healthy living environment. In this blog post, we explore the factors you should consider when deciding whether to upgrade your HVAC system before putting your house on the market. We also discuss the benefits of upgrading and how regular HVAC maintenance can play a significant role in your home’s value and appeal. Benefits of... Continue Reading
The post Why Upgrade Your HVAC Before Putting Your Home on the Market appeared first on R.A. Biel Plumbing & Heating, Inc..
A sump pump is crucial in protecting your home from water damage, especially during heavy rainfall. It must be maintained regularly and replaced promptly so it can effectively keep your basement and belongings dry. In this blog post, we list the signs indicating it’s time for a new sump pump so you can take the necessary steps to protect your property. Common Signs of a Failing Sump Pump Age Most... Continue Reading
The post Signs That You Need a New Sump Pump Installed appeared first on R.A. Biel Plumbing & Heating, Inc..
Ensuring your AC can keep your home cool all summer is essential for your comfort. Furthermore, preparing your AC for warmer months ensures optimal performance and savings on your energy bills. Continue reading for tips on how to prepare your air conditioning system for the summer season so you can enjoy a perfectly comfortable home. Schedule a Professional Inspection Regular inspection is crucial for keeping your air conditioner running efficiently... Continue Reading
The post How to Prep Your AC for the Summer appeared first on R.A. Biel Plumbing & Heating, Inc..
Noticing any fluctuations in your home’s indoor comfort levels happening too frequently? The culprit could be the placement of your thermostat. Proper thermostat placement plays a crucial role in maintaining a comfortable living environment and the efficiency of your HVAC system. To help you out, our HVAC maintenance and repair experts explain the importance of thermostat placement. We’ll also discuss how having it in the right spot can help you save on... Continue Reading
The post Why You Should Carefully Consider Your Thermostat Placement appeared first on R.A. Biel Plumbing & Heating, Inc..
An air purifier can be a game-changer in improving your home’s indoor air quality. However, knowing how to get the most out of it is essential to truly experience its benefits. In this blog post, our heating and air conditioning repair experts discuss some of the best practices and tips to ensure you and your family can enjoy a healthier living environment. Choosing the Right Air Purifier Various air purifiers are available,... Continue Reading
The post Maximize Your Air Purifier With These Helpful Tips appeared first on R.A. Biel Plumbing & Heating, Inc..
Are you tired of dealing with persistent plumbing issues in your home? It’s easy to ignore these signs and hope they’ll resolve themselves, but the truth is that plumbing problems can quickly escalate if left unaddressed. Our professional plumbing and new air conditioning team explore a few common signs that determine you’re facing major plumbing problems. We’ll also help you identify which issues require immediate repair. Slow-Draining Sinks We’ve all experienced a... Continue Reading
The post How to Determine You Have Major Plumbing Problems appeared first on R.A. Biel Plumbing & Heating, Inc..
Are you constantly finding yourself with dirty HVAC filters, even after just changing them? Not only can this be frustrating, but it can also affect your system’s efficiency and your home’s air quality. In this blog post, we discuss the importance of clean filters and the common reasons why they might be getting dirty too quickly. HVAC Filters: The Basics Before we dive into the reasons behind your HVAC filters... Continue Reading
The post SOS: My HVAC Filters Get Dirty Too Quickly appeared first on R.A. Biel Plumbing & Heating, Inc..
Clogged pipes can be a real headache, causing slow drainage, unpleasant odors and even water damage in your home. Fortunately, there’s an effective solution for these pesky plumbing issues — hydro-jetting. Discover why hydro-jetting is the best fix for clogged pipes and how it outperforms traditional methods (like drain snaking) when it comes to cleaning pipes. The Problem With Traditional Methods When faced with clogged pipes, many people resort to... Continue Reading
The post Why Hydro-Jetting Is the Best Fix for Clogged Pipes appeared first on R.A. Biel Plumbing & Heating, Inc..
As the days get warmer, it’s time to think about staying cool and comfortable inside your home. A well-functioning AC system plays a crucial role in keeping your indoor environment comfortable during the hot summer months. If you’ve been wondering when is the ideal time to upgrade your AC, this spring might just be the perfect opportunity! Watch out for the signs that indicate it’s time for a new air... Continue Reading
The post Should You Upgrade Your AC This Spring? appeared first on R.A. Biel Plumbing & Heating, Inc..
Our goal is to ensure complete comfort and safety in customer’s homes, while keeping our services affordable and energy-efficient.
NM LIC# 55133, MM98, GB98, LP 5-6, CO LIC# 186295
Featured Services
Contact Info
Address:
1205 Troy King Rd Farmington, NM 87401
Phone: (505) 327-7755 | (970) 385-1588
Email: info@rabiel.com
Operating Hours:
8:00 AM - 5:00 PM Monday - Friday
24/7 Emergency Service